Joe Hucker, Senior Vice-President
E-Mail Address: jhucker@markelcorp.com
(804)273-1439

Fax: (804)273-1435

The Casualty department specializes in contractors - artisan* and general, service risks, new ventures, care facilities (daycare to veterinarians), habitational risks (rental dwelling, apartment buildings, motels, etc.), manufacturing exposures, offices, stores, vacant land and buildings, recreational exposures (parks, clubs, etc.), restaurants and bars, special events, light-to-medium hazard products liability and programs of all types. Excess liability CGL and Umbrella coverage is a specialty. Policies are written using the ISO Simplified series as well as claims made in combination with custom Essex endorsements. Limits up to $10 million are available in house and higher limits entertained on a facultative basis. While large premium accounts are not unusual, most policy premiums average $2,500 - $5,000.

Business written through the Casualty department is done under binding authority granted to our agents as well as brokerage accepted from those agents. Our underwriters have a high degree of technical expertise and many years with Essex. They are always available to assist or discuss any account, whether or not it falls within an agent's binding authority. Once familiar with our procedures and risk appetite, we expect producers to manage their more routine business without regular assistance from a Company underwriter. All policies are reviewed by a Company underwriter to verify proper rating and issuance regardless of whether a risk was quoted and bound by the agent or the Company.

The Casualty department focuses on outstanding service, underwriting integrity, and flexibility and creativity in customizing coverages and endorsements in order to create affordable alternatives for unusual classes of business. We are happy to work with producers to tailor special programs to meet unique market needs. Our number one goal is to provide a long-term, consistent market and dedicated staff committed to giving you impressive turnaround time and overall superior service.  Our claims department is known industry-wide for its expertise, fair claims handling and sound protection for its clients.

The Casualty department is led by Mr. Joe Hucker, Senior Vice President.

*Excluding CA, AZ, NM, NV & WA respects residential general contractors.